Im sorry Mrs C for not fully understanding and it is a difficult situation you are finding yourself in.
I have had to take charge of our familys finances as money was and is a trigger for my husband to spiral downwards. It got to the stage money couldnt be discussed at all. It is a bit better now but I have to choose my moments. It is hard when I am keeping money aside for bills that I know are coming in and he can only use one button at the ATM - the $60 button. When I query him, he says but I needed cash! $60 for a trip to the local shops and to buy himself coffee at the most expensive place in town!!
Perhaps, wait till a quiet time and before the bills are due, suggest that you could take some pressures off him, by paying them. Im sure you have already done this but it may be a case of choosing your moment and your battles
Or You may just have to ignore his 'carry ons' (I know its hard) and say fine, we will just have it all disconnected and just pay the extra fees to get it put back on again
Sorry, another thought, being practical here, are you able to access the money if something happens to him? Maybe a bit of a plan could be put into action so you arent ever left in a bad situation
take care
ZZ