@Kyle1, money is at the base of so many problems. When you learn to budget well, it isn't difficult, it becomes a way of life and one that even winning a lottery would not change.
Do you buy books or use the library?
Is your dr a bulk biller? Do you go to the dr when it could be taken care of by yourself, but you really just needed someone to listen and care?
Do you make needless car trips or serve multiple purposes when you need to use your car?
My ex-psy taught me that when money is tight, to attend to neglected chores-fence pailings, loose buttons, wobbly handles, polish shoes etc.-free to do, resourceful and productive, etc, etc. Most importantly-dont compare yourself with others. Ever.
I know your situation is different to mine, but I live on about $1000 per month, after rent. That pays for all utilities, food, clothes, haircuts, internet, phone and I bank the rest.
As you may know, I saved to travel under these conditions to England, Scotland, then Germany, France and Spain, then China. About 10 weeks of travel. By myself, and no--one gave me a cent. I lived on McDonalds, fruit and milk products. Each trip had leftover money to seed the next.
Could you and your children work on a family project and make saving for it - whatever it is- a shared project? A lesson in sound money management and the value of frugality.
I'm just trying to give you some signposts to take a new direction on your lives.