Hi @Blue_Skies,
Welcome to Forum Land.
I know there are SO MANY people in your position and it totally sucks! It is an issue that I get super frustrated about because I mean really, who the heck has $160 or so to spend on therapy sessions each week!
I am greatly blessed in that I am eligible for sessions under the Victims of Crime program. I am in NSW, but I understand that other states have similar programs. Anyone who has been a victim of a crime in NSW is eligible for 22 sessions with a counsellor on the approved counsellors list (though I heard a rumour that you can also get funding even if they aren't on the list). The 22 sessions applies to each discreet crime, so in instances where there have been repeated crimes, a person gets 22 sessions for each one. Given the nature of my particular muddle, numerous people have told me I will get my sessions funded on an ongoing basis (though I don't truly believe this and am thus always terrified that Victims services will suddenly say they aren't funding any more sessions).
Of course, I don't know your particular situation so I don't know if this information is of any use to you at all.
The other option is ATAPS. The number of sessions you can get under ATAPS (and the criteria for getting them) varies across local health districts. Your GP should know the details of this program in your area.
Also, as @Former-Member mentioned, a lot of therapists (not all, but a lot) will provide discounted rates to certain groups such as unemployed people so I think it is always worth asking about a discount.