Moving out of home

Hi @Former-Member,

Can you provide a bit more information? I live on the disability pension (and the occassional marking / tutoring gig) so $45000 sounds like a huge amount of money to me, even though I know it isn't really. My major expenses are my mortgage, followed by my violin lessons, which are super important to me because playing my violin super helps me with my big feelings.

I am fortunate enough to have my therapy funded by victims services. This is a massive help to me. The psychologist I've just started seeing has a standard fee of $160/session so I would be in a world of trouble without the funding.

This is a breakdown of my budget...... I think I can make this work!!!

I do know there is a bit I can trim from this, e.g. Food/Coffee/Wine - but I want to be able to have a meal out with my friends on occasion and I'm basing it on my expected upper net salary for the kind of job I want, but let me know what you think.... Am I being totally unrealisitic? Is everyone's internet and phone that high!?!!?!?!??!!?!

Eagerly awaiting the picture @Former-Member.

Still waiting for the picture @Former-Member. By the time it appears, you might have won lotto or something and the whole issue will be moot.

I remember being on a $45k salary @Former-Member, and I remember the struggle. My psychiatrist was $200 per session, health insurance $220 per month, I had to pay private scripts for medications because I wasn't yet fulfilling the diagnostic criteria for my illness so wasn't eligible for the PBS scripts. I was paying over $300 per month for one of the antipsychotics I was on. I had a mortgage and regular bills (like everyone else).

I never went anywhere as I couldn't afford it. I lived a total miserly lifestyle.

I'd love to be able to work again full time (but it isn't possible) and earn that kind of money again. However, having said that being on the DSP (disability support pension) means my psychiatrist is bulk billed and now I am diagnosed, scripts on the pension are only $5.30 (a massive saving). I no longer have a mortgage (I paid it out when I sold my house).

I hear you @Former-Member, being a middle of the road wage earner might sound like you're making heaps of money, but the cost is significantly higher.

@Phoenix_Rising are you able to see the picture yet? I approved it a little while ago...fingers crossed it comes through by the time you get this notification and there isn't a technical issue!

Hi @Former-Member

I am sorry you are going through it and it is super hard to afford living each week.

I don't think you are doing anything wrong, unfortunately as you say why does MI cost so much.

The only way I can afford all my pdoc and psych is that I am on work cover. However, I don't know what I will do when that stops.