Insurance Policies

Hi TracyB

Welcome to the forum.

I'm my opinion this is certainly discrimination. Maybe there is a ombudsmen that you can could contact in relation to this matter.

Take care

Karen

Does not sound right .. I havent noticed it in any of my insurance policies .... maybe I havent read enough small print ...

Hi @TracyB,

Hi and welcome to the forums, i am no legal expert, but your medical conditions are not an issue for home and contents, they can not discriminate on these grounds for home and contents.

The reason they discriminate on the grounds of MI for life insurance is you are at a higher risk of early death, statistically speaking people with MI die a lot younger than the general population, they use benefit/risk analysis to establish if you can make them more money than they have to pay out, even though you are likly to live to old age, they arew only going on statistics.

I hope this helps.

Good luck

Jacques

Health Insurance in USA is an online portal for all the health related insurance information in USA and all over the world.Health insurance helps protect you from high medical care costs. It is a contract between you and your insurance company. You buy a plan or policy, and the company agrees to pay part of your expenses when you need medical care.Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs. You can also purchase health insurance on your own.

Hi @TracyB,

I have not been able to get life insurance either becuase of MI but I haven't had problems with the other insurances. Is it because you are going through the same company? I wouldn't think MI should affect car or house insureace but I understand why it hinders life insurance.