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Protecting one from themselves - credit rating

MagnetoContributor16 May 2017, 11:19 am AEST

Protecting one from themselves - credit rating

My wife of 27 years has a serious mental illness, doctors have diagnosed as organic psychosis along with other complications. While in the manic phase, all hell breaks loose. Offensive and reckless behaviour, spending out of control etc. Usually ends in violent behaviour and hospitalisation, thankfully it only gets that bad every 18 months or so.

She is on the DSP and I just discovered she's trying to take out a bank loan, I'm not even sure why and she won't tell me. I have a Power Of Attorney.

Is there a way to temporarily block someone's credit rating so that it flags the lenders this person is at risk? We have a good rating and this is only to protect ourselves.

Thank you,

12 replies

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In response to: Protecting one from themselves - credit rating

MachCasual Contributor17 Jan 2019, 8:23 am AEDT

Re: Protecting one from themselves - credit rating

Just wanted to say i hear you. I dont have any answers but i hear you. Hang in there.

In response to: Protecting one from themselves - credit rating

Unknown userMember15 Aug 2020, 5:55 pm AEST

Re: Protecting one from themselves - credit rating

@Magneto

This website might be of help to you (I believe a fee applies). I believe you can get notifications if anyone tried to take out a loan in your name.

https://www.equifax.com.au/

11 - 12 of 12

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SANE acknowledges the Traditional Owners of Country throughout Australia and recognises the continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures; and to Elders past and present.

SANE values diversity. We are committed to providing a safe, culturally appropriate, and inclusive service for all people, regardless of their ethnicity, faith, disability, sexuality, or gender identity.