Carers under 30...

Yes, we are now in new home @outlander .

Secret women's business = uncomfortable but necessary for optimal health.

I can't remember the whole conversation but when I had my last procedure the anaesthetist said something about coming out with a bonus earring or the like, I said as long as it wasn't a tattoo....

One step at a time @outlander easier said than done not to concern ourselves with the what ifs.

@outlander

@Former-Member

Hi @outlander

When my children were young and I was managing our finances at home, I used a system that was called Moneybags. It used a set of envelopes to put money aside every week for things that were needed, which included accounts for water, electricity, telephone, petrol money, grocery shopping, clothing and shoes, medicals, school needs, gifts, etc. it took a bit of working out, taking the water bill from the previous year and dividing it by 52 (weeks in the year) then putting that small amount into its envelope every week, same with all the other costs, guesstimating some of them. For the system to work, you can only use the money in that envelope to pay what it is supposed to be for. If you were careful with it, you could “borrow” from another envelope for a week or two to tide you over something unexpected (like an extra medical bill) but there was a spare miscellaneous envelope anyway for contingency stuff. Putting away $5 a week in that envelope made a real difference.

That was a time when weekly pay came home as cash in an envelope. When it started to go into the bank instead, I used pieces of paper in the envelopes instead of cash, but it helped me to know what I had sitting in the bank account for paying the bills, and how much Incoukd withdraw each week for what was needed.

One of mine spent a lot of time in hospital when she was little. Her medical file was 5cm thick. That was a challenge to keep up with, and I had to arrange smaller payments in all directions to get through it, and we ate simple sandwiches a lot !!

There is probably advice online now, or free aps for housekeeping management.

I hope this helps. Contact your local community centre and ask if they have a financial support scheme (food vouchers) available if you get completely stuck, and contact Centrelink to see if there is any more financial support available in that direction maybe ?