I was told in my planning assessment that the NDIS doesn't cover psychology when I asked. The lady said no, it doesn't cover anything medical due to liability associated with duplicating services that exist in the health system already.
I do have and update my MHCP yearly, but ever since I left foster care I have not been able to find a single mental health professional willing to treat me long-term, if at all, and a shocking amount outright refused to because I am trans and they didn't want to deal with that on top of already challenging mental illness.
In the past 5 years, my GP has referred me to at least 20 psychologists and 16 psychiatrists, as well as 5 mental health occupational therapists and about the same amount of social workers. She has said that there are now literally none left that she can refer me to.
I have tried almost 40 medications throughout my life, all of the ones I have tried either made things worse landed me in hospital or only gave me side effects. This is one of the reasons why psychiatrists won't treat me. The trauma I endured in hospital makes it hard to treat certain symptoms I have also.
My GP has tried referring me to my local PHN mental health service but they won't take me either because they only offer psychosocial supports at the moment and have no plans to change that in the near future. The community mental health service has treated me like absolute garbage and has outright said they refuse to see me ever again. So you can see I have had major difficulty with accessing appropriate mental healthcare.
Not that there were no issues when I was still a kid, but the type of child protection order I was under made mental healthcare mandatory and there is a specific mental health service for foster kids who have complex mental health problems because of developmental trauma as a result of being in care. There is nothing out there to continue treatment once you leave foster care, it is as if the govt thinks our problems just magically fade away into thin air.