@Birdofparadise8 it really should'nt that expensive. Other countries invest in training people so they can have been lives and higher paying jobs and more financial stability. You only have to took at places like Germany, Swedan, Denmark, where yes they pay higher taxes but have a much better way of live and living thats supports education, family, community for a better quality of live for everyone in the community.
A lot of people do fall short in there studies simply because they are trying to get ahead, study, somehow find work around it and still survive, pay off hecs loans, housing, childcare, health, working crazy work hours with little down time, rest and recovery.
But I do think you can have breaks in your mental health for lots of reasons and yet still achieve amazing things, it may take you a little longer than you first thought but it does'nt mean you can't go on to achieve whatever study goal you are working on.