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Unknown userMember
This is a question that came in through the Help Centre and I don't know the answer. A caller stated that all the health insurance companies she's checked out only contribute to Psychiatrist's fees during inpatient treatment. The minute they are discharged there is no reimbursement for ongoing treatment with the Psychiatrist.
Has anyone come across this? And found a solution?
In response to: Anyone got health insurance that covers psychiatric care in the community?
Ma60Senior Contributor
Medicare covers your visits to the Psychitarist when you are not in hospital. There is usually an out of pocket expense. When you reach your out of pocket expenses limit, Medicare then pays 80% of the fee.
In response to: Anyone got health insurance that covers psychiatric care in the community?
UnloveableContributor
In response to: Re: Anyone got health insurance that covers psychiatric care in the community?
Unknown userMember
Thanks @Ma60 and @Unloveable. Yes, they are trying to reduce the out of pocket expenses after medicare. That's interesting @Unloveable. So are you saying that there isn't likely to be any insurance cover for psychiatric fees out of a hospital setting?
In response to: Re: Anyone got health insurance that covers psychiatric care in the community?
Ma60Senior Contributor
I believe private health insurance covers you in hospital for Psychitarist . I don't think there is any cover other than medicare
In response to: Re: Anyone got health insurance that covers psychiatric care in the community?
Unknown userMember
No, wait, had another read of your post. So there may be coverage under an extras policy.
Does anyone have this and utilise this coverage?
In response to: Anyone got health insurance that covers psychiatric care in the community?
UnloveableContributor
In response to: Re: Anyone got health insurance that covers psychiatric care in the community?
Unknown userMember
Got it! Thank you both.
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Help us push aside the stigma and discrimination surrounding complex mental health and change the way people talk about, and care for, mental illness.
SANE acknowledges the Traditional Owners of Country throughout Australia and recognises the continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures; and to Elders past and present.
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