There's an element of cart-before-the-horse to that thinking, though, @Gwynn , as there's not much point pursuing the things that maintain life (e.g. food), until life has achieved a standard where it is actually worth prolonging.
If you are short on both the means to preserve your life, and any reason to preserve your life then, IMHO, the most pressing matter that ought to occupy your attention should be acquiring a reason to keep living.
In any event, my therapist was intimately aware of the circumstances of my life, and was therefore well aware of how useless money was to me in my present circumstances.